Conclusion:
The DPDP Act introduces a comprehensive, horizontal data protection framework that operates alongside sectoral regimes administered by RBI, SEBI, IRDAI, and TRAI. While these frameworks are broadly complementary, unresolved tensions persist in areas such as data retention, breach reporting, grievance redressal, and cross-border transfers. Addressing these overlaps through coordination and clear guidance will be central to ensuring that India’s evolving data protection ecosystem is both effective and predictable.
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